Trade Finance · Pilot

ERGSN Escrow Pilot

Buyers don't want to send T/T advance payments to unfamiliar Korean makers. Makers don't want to ship before being paid. L/C costs 1.5–3% and takes weeks. ERGSN sits in the middle — at 1% — and releases funds only after the bill of lading is confirmed.

Pilot start

Q3 2026

Pilot slots

10 trades

Fee

1% of invoice

Trade size

$20K – $500K

Basis

Invite-only

Why buyers and makers both need this

The buyer side

First-time cross-border T/T requires a 50% advance to a Korean account the buyer has never wired to. Procurement teams at hospitals, government agencies, and mid-cap enterprises routinely kill promising Korean deals at this gate because internal risk policy blocks unsecured advances above $10K.

L/C is the classical fallback — but it's expensive, slow (2–4 weeks to issue), and requires both banks to accept the documentary structure. For first-time pairings with mid-sized Korean makers, the paperwork alone exceeds the margin.

The maker side

Korean SMEs producing high-quality specialised goods (HIPAA shredders, HYGEN generators, HFF supplements, 3D content) often lose export deals because buyers won't advance T/T to unverified Korean accounts. Makers cannot produce on pure credit either — production costs are real.

ERGSN absorbs this exact gap. Our 13-year trade history, Korean bank relationships, and existing buyer trust mean the escrow account we operate is accepted by procurement departments where a maker's own account would not be.

How the flow works

1

RFQ → PI

ERGSN issues the Proforma Invoice on behalf of the verified maker. Fee and escrow terms appear on the PI.

2

Buyer wires

Buyer sends the 50% T/T advance to the ERGSN escrow account. Both parties receive confirmation.

3

Maker produces

ERGSN confirms advance to the maker; production begins. Maker is not paid yet.

4

Shipment

Goods ship. Ocean B/L is issued. Maker uploads B/L + inspection certificate to ERGSN.

5

Release

ERGSN verifies B/L with the shipping line. Advance funds release to maker minus the 1% fee. Balance T/T continues on standard terms.

Fees & pricing

ServiceWho paysFee
Escrow of 50% T/T advance · standard caseDeducted from maker release1.0%
Full-invoice escrow (100% held until delivery)Deducted from maker release1.3%
Multi-tranche trades · 3+ shipmentsDeducted per tranche0.8% / tranche
Exclusive Partners (Tier 4)Bundled in 2% commissionIncluded
Dispute mediation (if triggered)Assessed by caseFrom $500 flat

Comparison: a standard import L/C costs 1.5–3% of invoice, takes 2–4 weeks to issue, and requires document review by both banks. ERGSN Escrow at 1% issues in 48 hours against an existing verified-maker PI, with ERGSN’s trade history absorbing the counterparty-unknown risk that would otherwise block the deal.

FAQ

What is the legal structure?

ERGSN CO., LTD. receives escrow funds through a designated Korean bank account segregated from operating capital. The PI and Escrow Agreement (generated per trade) reference the escrow hold explicitly. Release triggers are the confirmed ocean B/L and, when applicable, the inspection certificate — both are independently verifiable with the shipping line and inspection agency.

Which banks does ERGSN operate with?

Primary escrow account: KEB Hana Bank. Secondary: Shinhan Bank. Trade confirmation wires settle through standard SWIFT in USD / EUR / JPY. Pilot trades are limited to these two corridors.

What happens if the buyer disputes after shipment?

ERGSN mediates first. If the dispute concerns quantity or specification, the inspection certificate and B/L are the evidence of record. If a quality dispute arises at the port of arrival, ERGSN can hold the release pending independent third-party inspection; the prevailing party's position is reflected in the release decision, and mediation fees follow the case-assessed rate above.

What trades are NOT eligible?

We cannot escrow trades for (1) products requiring end-use licence approval the buyer does not yet hold, (2) dual-use goods to embargoed destinations, or (3) first-time pairings above $500K during pilot phase. Post-pilot (Q1 2027+) limits are lifted upon completion of operating track record.

How is this different from Alibaba Trade Assurance?

Three differences: (1) ERGSN verifies every maker with our 4-step audit before eligibility; (2) the escrow operates in Korean banking with KRW intermediary conversion when preferred — relevant for mid-cap Korean makers whose capital structure is KRW-denominated; (3) ERGSN's 13-year trade history provides a trade-reference backstop the buyer's procurement team can cite in risk-committee submissions.

Enrol in the Q3 2026 pilot

10 pilot slots total. We're selecting pairings where both sides have clear documentation and a trade size between $20K and $500K. Fill the form below and the ERGSN trade desk replies within one business day.

✓ Pilot enrolment received. ERGSN trade desk replies within 1 business day.